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Long Term Care

We can help you evaluate your situation to determine if long term care insurance is right for you. Minnesota is one of the many states whereby you can exclude a certain amount of your estate from potential use for nursing care and still qualify for state assistance.

Minnesota Long Term Care Partnership

The Minnesota Long Term Care Partnership is a public/private arrangement between long-term care insurers and Minnesota’s Medical Assistance program. It enables Minnesota residents who purchase certain long-term care insurance to have more of their assets protected if they later need the state to help pay for their long-term care. Minnesota is using this approach to give persons greater control over how they finance their long-term care and to help shore up the public safety net against coming demographic pressures. Learn more

 

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* SII Investments, Inc., is a Registered Broker/Dealer through which securities we offer are processed. SII Investments, Inc., is a member of the Financial Industry Regulatory Authority and the Securities Insurance Protection Corporation, as well as a Registered Investment Advisor. SII Investments, Inc., R.W. Ramsay & Associates, Ltd. and Ramsay Financial Advisors, Ltd. are separate and independent companies. SII Investments, Inc. does not provide tax or legal advice, business consulting, or fixed insurance products.

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